Chambers Plan Group Benefits
Affordable, stable group coverage for businesses of every size. A benefit of your Chamber membership.
Group Benefits Built for Your Business
As a member of the Southern Georgian Bay Chamber of Commerce, your business has access to the Chambers of Commerce Group Insurance Plan, Canada's #1 group benefits plan for firms with 1 to 50+ employees.
For over 50 years, the Chambers Plan has helped Canadian businesses take care of their teams without the cost volatility or administrative headaches that come with traditional group insurance. More than 32,000 businesses across the country trust it, and thanks to your SGBCC membership, you have a local advisor ready to help you get set up.
There's no minimum firm size and no industry restrictions. Whether you're a solo operator who also wants coverage for yourself, or a growing business looking to attract and retain talent with a competitive benefits package, the Chambers Plan has a solution.
Your Gateway Through the Chamber
The Chambers Plan is available through Chambers of Commerce and Boards of Trade across Canada. Your SGBCC membership is your local connection to the plan and to a dedicated advisor in our region.
Coverage is customizable and can include health, dental, disability insurance, life insurance, critical illness coverage, and a range of wellness add-ons.
Trusted Across Canada
Simple. Stable. Smart.
Simple
Get set up in days with personal support from your local advisor. Plan management and claims are simple thanks to the easy-to-use my-benefits® platform, accessible online and through the mobile app.
Stable
The Chambers Plan is not-for-profit and pools risk across more than 32,000 businesses, which is what keeps renewal rates consistently below the industry average. No surprise increases. No year-to-year guesswork.
Smart
Get more than just insurance. Every plan includes access to Business Assistance Services, Teladoc telemedicine, mental health supports, and a digital business resource library, all at no extra cost.
Comprehensive Coverage
Health Coverage
Prescription drugs, paramedical practitioners (physiotherapy, massage, chiropractic, and more), vision care, hospital benefits, and medical equipment. Customizable to match your team's needs and your budget.
Dental Coverage
Basic, major restorative, and orthodontic coverage to keep your team's dental health on track. One of the most valued benefits you can offer an employee.
Disability Insurance
Short-term and long-term disability coverage that replaces a portion of income when an employee is unable to work due to illness or injury. Protect your team and keep your business running.
Group Life Insurance
Term life insurance and accidental death & dismemberment coverage to protect employees and their families when it matters most. A foundational component of any complete benefits package.
Critical Illness Insurance
A lump-sum payment upon diagnosis of a covered critical illness, including cancer, heart attack, stroke, and more. Gives employees the financial flexibility to focus on recovery rather than bills.
Spending Accounts
Health Spending Accounts (HSA) and Lifestyle Spending Accounts (LSA) let employees direct funds toward the expenses that matter most to them, adding real flexibility to any benefits plan.
Included at No Extra Cost
Business Assistance Services
Access certified coaches, HR guidance, legal and financial experts, and a digital business library through Arcora, at no charge to you or your employees.
Teladoc® Telemedicine
Speak with a licensed Canadian doctor within 1 hour by phone or video, 24/7. 92% of cases resolved on first call. Prescriptions sent directly to your pharmacy.
Mental Health Support
Teladoc Mental Health Navigator, self-guided myStrength programs for stress, anxiety, and depression, plus community supports, all accessible through the my-benefits® app.
my-benefits® Platform
One app for everything: check coverage, download a digital benefits card, submit claims, and view history. Administrators can add employees and manage the plan online.
Talk to Your Local Advisor
Getting started with the Chambers Plan is easy. Your local benefits advisor will walk you through coverage options, answer your questions, and put together a free, no-obligation quote tailored to your business size and budget.
There's no pressure and no commitment to get a quote. Most businesses are up and running within a few days of deciding to enrol.
Already have a benefits plan? Your advisor can review it and show you how the Chambers Plan compares. In many cases, members get better coverage at a lower or equivalent cost.
Get a Free Quote, No Obligation
Contact Rob Dell at HMA Benefits to see what the Chambers Plan can do for your business. As an SGBCC member, you already have access. Take advantage of it.